Always Shop your Mortgage at Renewal!
Let us do the work for you
If you’re like most of us, you’d rather not think about it, but there’s a lot to consider when it comes to renewing your mortgage.
Start looking into options six months in advance, so you don’t make a hasty decision. Your mortgage is going to be around for a while and we can ensure you are fully empowered to reap all the benefits.
Take time to think about what you want out of your next mortgage. Interest rates are an important factor, but they’re not the only one.
You’ll also want to think about:
How long you plan to stay in your current home.
Recent or upcoming changes in your financial situation.
Economic and interest rate trends.
Consider updates or renovations you want or need to make.
Don’t make assumptions – Mortgage products change regularly, so don’t assume you can renew your mortgage with the same terms and conditions you have now. If it’s been a few years since you took out your mortgage, your options may have changed, as well as what you need!
There’s lots to consider when renewing and our friendly, professional staff can make it little less stressful. Contact Gemba us for a 5 minute chat as soon as you get your renewal notice, if not sooner.