& Investments

Why Choose Our Referral Partners?

Gemba leadership personally handpicks our advisors based on a high standard of criteria that is focused only on client interest. 

Gemba is always available to jump in and assist if you are ever not receiving the service you see fit. 

We fully disclose any referral fees or compensation related to any partnership that Gemba builds

Our partners consider your entire financial picture before making recommendations

Plenty of investment options including sustainable, green and impact



With the right insurance policy in place, get peace of mind and help your loved ones cope financially if the worst happened to you. In the old days, in battle, it was said that the shield was more important than the sword. With the shield, you could protect yourself and those around you. 

Life: Whole, Term, Universal: Whether you need pure insurance through a term policy or would rather a policy that provides further financial protection and the ability for growth, we’ll present the options and help you choose one that best suits your needs for today and tomorrow.

Accident & Sickness: Life can happen at any moment. Accident and sickness insurance will ensure you are ready to take on any challenge. Protect your savings, assets, investments, employment, and everything else that matters.

Critical Illness: If you suffer from a life-threatening illness, having critical illness protection in place will provide you with funds to take care of all the things we all worry about so the only thing you will have to worry about is getting better.

Long-term Care: We all age eventually, be better equipped with a long-term care policy. Give yourself and your loved ones the comfort of knowing you will receive the best care available.

Creditor Insurance: Most people think of protecting their assets when they think of insurance. With creditor insurance protect yourself from your liabilities if one of life’s untimely events were to occur.



Gemba is affiliated and partnered with various specialized investment professionals. We deal only with those who exhibit ethical behavior in their practice and connect with our vision. To remain associated with Gemba, advisors must offer the highest standard of customer service and integrity. 


  • Sustainable, Ethical, Impact, and Green Investing

  • High Net Worth Financial Planning & Investment Advice

  • Segregated Funds & Annuities

  • Retirement Planning

  • Reducing Tax Through Tax-Efficient and Tax-Free Investing

  • Estate Planning

  • Leaving a Legacy

  • Individual and Group Pension Plans

  • Employee Share Purchase Plans

At Gemba Finance, we make it our job to:


Ensure that you know the ins and outs of your insurance or investment product and are able to choose something that makes sense for you now, and in your future plans.

We have access to various insurers and investment platforms, and have transparent pricing upfront. We are simply able to get you the best rate or return for your situation, every time, without haggling or being forced to negotiate.

We don't try to sell anything, we just present intelligent options and provide your best chance of approval.


Gemba Finance Inc is a proud member of the Canadian business community. We strive to educate and collaborate with like-minded businesses to make a difference environmentally and socially. People, Planet, and Profits. Let’s collaborate!

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