As business owners how many times are we supposed to hang up on solicitors trying to lower our processing fees? Occasionally someone really great will come around, but you are busy right, so you don’t want to waste any time. Well, here are 3 ways to filter out and know...

Okay so you’ve been pre-qualified for a mortgage and worked diligently with your real estate professional to find a home. After you’ve found the home your real estate agent places you in the hands of a mortgage broker to get approved for your financing. This can often...

The Bank of Tomorrow – cool name – you like it, you can have it, just make sure you use it well. Strange side note it is abbreviated as BOT – but no correlation there…just interesting coincidence. I wonder truly how long we can play the perpetual debt game for without...

        Ever wonder why they opted to call it a stress test? Pretty sure we all have enough stress in our lives, even though obtaining a mortgage can be stressful enough with all the documentation, uncertainty, and proverbial jumping through hoops that is associated wi...

August 3, 2018

One of the major signs that you are now an adult is when you take on your first mortgage. So much about the concept and process is terrifying, but for many people it’s the only way they could afford a house. And let’s face it, shelter is important.

But how much do you a...

July 27, 2018

I think it’s fair to say you want to be the best advisor you can be, both for the good of your clients and your own self-image.

But how do you do this? In today’s ever changing world, so many factors are at play and people’s expectations when it comes to your reach are...

July 20, 2018

Taking on a mortgage is one of the big signs of adulthood. It’s also terrifying. The pressure, the responsibility, the debt, it’s all a lot to handle.

Millennials are now the largest group of homebuyers. This means they are the target market for mortgage providers.

Altho...

July 13, 2018

Inherited brand loyalty is a concept that is dying and brand loyalty is constantly under attack. With so much competition for clients and easy access to the general population via multiple forms of media in today’s market you cannot expect your customers to stay loyal...

July 6, 2018

People like rewards. Admit it—you prefer it when you get a prize or accolade for doing things.
 

This is especially true when it comes to things we don’t really want to do. This is why dentists give gift prizes to children after they get their teeth cleaned. The promise...

June 29, 2018

We are now at the stage where the baby boomers are starting to retire and downsize and millennials are coming in to take their place in the housing market. Whether it’s buying older homes or starting off in fresh builds, millennials are following in the footsteps of th...

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What Will the Bank of Tomorrow Look Like?

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Gemba Finance Inc is a proud member of the Canadian business community. We strive to educate and collaborate with like-minded businesses to make a difference environmentally and socially. People, Planet, and Profits. Let’s collaborate!

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