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    The Evolution of the Mortgage
    Chris Kostopoulos
    • Aug 3, 2018
    • 3 min

    The Evolution of the Mortgage

    One of the major signs that you are now an adult is when you take on your first mortgage. So much about the concept and process is terrifying, but for many people it’s the only way they could afford a house. And let’s face it, shelter is important. But how much do you actually know about the mortgage and its relationship to the housing market? Although the two concepts are pretty much intertwined now, this is a relatively new phenomenon. We’ve been building shelter for over 3
    Mortgage Pitfalls to Avoid
    Chris Kostopoulos
    • Jul 20, 2018
    • 3 min

    Mortgage Pitfalls to Avoid

    Taking on a mortgage is one of the big signs of adulthood. It’s also terrifying. The pressure, the responsibility, the debt, it’s all a lot to handle. Millennials are now the largest group of homebuyers. This means they are the target market for mortgage providers. Although they are entering the market in droves, this doesn’t mean millennials are experts when it comes to managing the mortgage process. Let’s take a look at the 5 most common mistakes made by millennials and wha
    The Mortgage Process Doesn't Have to Suck
    Chris Kostopoulos
    • Jul 6, 2018
    • 3 min

    The Mortgage Process Doesn't Have to Suck

    People like rewards. Admit it—you prefer it when you get a prize or accolade for doing things. This is especially true when it comes to things we don’t really want to do. This is why dentists give gift prizes to children after they get their teeth cleaned. The promise and lure of the reward keeps children calmer and more manageable (most of the time). Yes, as adults we’re supposed to have outgrown the need for a reward and make choices and take action because that’s part of b
    Not Your Parents’ Mortgage: How the Millennial Mortgage Experience Differs
    Chris Kostopoulos
    • Jun 29, 2018
    • 2 min

    Not Your Parents’ Mortgage: How the Millennial Mortgage Experience Differs

    We are now at the stage where the baby boomers are starting to retire and downsize and millennials are coming in to take their place in the housing market. Whether it’s buying older homes or starting off in fresh builds, millennials are following in the footsteps of their property-rich parents. That being said, the market is a very different place from when the baby boomers started to claim their hold in the world of real estate. Things have changed dramatically, but this

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    Gemba Finance Inc is a proud member of the Canadian business community. We strive to educate and collaborate with like-minded businesses to make a difference environmentally and socially. People, Planet, and Profits. Let’s collaborate!

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