Philip KushmaroJul 19, 201910 minHow Do Credit Cards Work? They do, of course they do! BUT! if you don't want to get hit with horrible fees read the article below! It's a little long but what is 11 minutes if we save...
Philip KushmaroOct 1, 20182 minToo Many Hands in the Cookie Jar?As business owners how many times are we supposed to hang up on solicitors trying to lower our processing fees? Occasionally someone really great will come a...
Philip KushmaroSep 25, 20182 minMortgage in 7 Easy StepsOkay so you’ve been pre-qualified for a mortgage and worked diligently with your real estate professional to find a home. After you’ve found the home your re...
Philip KushmaroSep 17, 20183 minWhat Will the Bank of Tomorrow Look Like?The Bank of Tomorrow – cool name – you like it, you can have it, just make sure you use it well. Strange side note it is abbreviated as BOT – but no correlat...
Philip KushmaroSep 4, 20184 minTougher Mortgage Guidelines Simply Means You Need to be More PreparedEver wonder why they opted to call it a stress test? Pretty sure we all have enough stress in our lives, even though obtaining a mortgage can be stressful en...
Philip KushmaroAug 3, 20183 minThe Evolution of the MortgageOne of the major signs that you are now an adult is when you take on your first mortgage. So much about the concept and process is terrifying, but for many p...
Philip KushmaroJul 27, 20183 minModern Advisors Need Modern TechnologyI think it’s fair to say you want to be the best advisor you can be, both for the good of your clients and your own self-image. But how do you do this? In to...
Philip KushmaroJul 20, 20183 minMortgage Pitfalls to AvoidTaking on a mortgage is one of the big signs of adulthood. It’s also terrifying. The pressure, the responsibility, the debt, it’s all a lot to handle. Millen...
Philip KushmaroJul 13, 20183 minHow Advisors Can Create and Maintain a Client BaseInherited brand loyalty is a concept that is dying and brand loyalty is constantly under attack. With so much competition for clients and easy access to the ...
Philip KushmaroJul 6, 20183 minThe Mortgage Process Doesn't Have to SuckPeople like rewards. Admit it—you prefer it when you get a prize or accolade for doing things. This is especially true when it comes to things we don’t reall...
Philip KushmaroJun 29, 20182 minNot Your Parents’ Mortgage: How the Millennial Mortgage Experience DiffersWe are now at the stage where the baby boomers are starting to retire and downsize and millennials are coming in to take their place in the housing market. W...
Philip KushmaroJun 25, 20182 min3 Things You Must Know for Your First MortgageFor some people the first sign that you are now an adult is when you get your first mortgage. Once you sign on the dotted line and take on the title of homeow...
Philip KushmaroMar 29, 20182 minHOW TO WIN THE GAME OF LIFE INSURANCEWhen I’m long gone, I expect there to be a bronze bust of me in a variety of urban greenspaces accompanied by a plaque explaining the significance of my soci...
Philip KushmaroMar 22, 20184 minEvery Once in a While, Too Good to be True Actually IsHopefully, most of us are very interested in anything that can contribute to setting up a strong financial future for our kids. A wise man once told me that ...
Philip KushmaroMar 14, 20183 minProperty Taxes, Yeah… You Have to Pay ThoseIn this modern age, it would not be an understatement to say that many people have their hands in your pockets. Paying property taxes once or twice a year di...
Philip KushmaroMar 9, 20183 minDon’t Trip Over Co-SigningOne way to get this point across might be to give you 10 reasons not to co-sign for someone (heck there may even be a few more than that), however I opt to t...
